The ZeroLoss Card has been one of the most consistently asked-about items on our roadmap since it was first mentioned, so this is a straight, unglamorous answer on where things actually stand and how the rollout is structured — rather than another restatement of the headline features.
Why a waitlist, and not an instant issue
Card issuance runs through banking-network partners with their own onboarding, verification, and compliance requirements that exist independent of anything ZeroLoss controls directly. A waitlist lets us roll out access in a controlled, staged way that matches what those partners can actually support, rather than promising instant issuance to every account the moment interest is expressed and then failing to deliver on that promise. It's a slower path, deliberately, in exchange for it being a real one.
What the published limits actually mean
The $1,000,000 monthly spend limit that appears on the card page is a ceiling for qualifying accounts, not a starting point every card is issued with. Most accounts will begin with lower default limits that reflect standard verification tiers, with room to increase as usage history, account standing, and additional verification steps are completed. If you're expecting to spend at the high end of that range from day one, plan around a ramp-up period rather than an instant maximum.
How spending will actually work
The card is designed to draw against your crypto holdings directly, converting at the point of sale rather than requiring you to manually convert and transfer funds to a separate spending account beforehand. Apple Pay and Google Pay integration means day-to-day spending can happen via phone tap rather than requiring the physical card in hand, which matters more than it might sound like once it's part of a daily routine rather than an occasional purchase.
What's still being finalized
Specific supported currencies, precise fee schedules, and regional availability are being finalized with card network and banking partners, and will be confirmed directly during the issuance process for each account rather than published as a single global policy that may not hold true in every region. This is normal for card products tied to banking-network rails — the regulatory and operational requirements genuinely differ by jurisdiction, and we'd rather confirm specifics accurately at issuance than publish a broad claim that turns out to be wrong for a meaningful number of users.
What doesn't change regardless of card status
The card is a spending feature layered on top of your existing account — it doesn't alter the non-custodial trading relationship in any way. Automation continues to run under the same trade-only, no-withdrawal structure whether or not you've joined the card waitlist, and card spending draws from balances you control directly rather than from any pooled or intermediary account.
Where to sign up
Join the waitlist from the ZeroLoss Card page, and you'll be notified directly as access opens up for your account tier. There's no advantage to signing up through any other channel — the waitlist itself is the mechanism, and there's no separate priority list or paid fast-track being offered alongside it.
What we'd rather not do
We'd rather under-promise on a launch date and over-deliver on reliability than announce a fixed date months out and quietly miss it once banking-partner realities set in. That's a less exciting way to communicate a product roadmap, and it's the honest one — card products in this space have a track record of announced launches slipping repeatedly, and we'd rather be the product that under-communicates and ships than the one that over-promises and doesn't.